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MULTI-LINE UNDERWRITER – QBE Insurance (Fiji) Limited

With more than 130 years of local expertise, we work closely with our broker partners to deliver insurance cover tailored to your needs.

Recognised for our expertise in delivering positive customer outcomes, our specialised insurance products cater to even the most complex risks.

Our products range from Commercial Property, Contract Works, Professional lines such as Professional Indemnity, Medical Malpractice, and Directors & Officers, as well as General Liability, Motor Vehicle, and Marine Cargo & Hull, including Pleasurecraft policies.

The Multi-line Underwriter is responsible for underwriting new and renewal business, managing an assigned multi-line insurance portfolio, maintaining broker and customer relationships, and supporting portfolio growth within delegated authority and QBE requirements.
This role reports to the Underwriting Manager.

Job Summary

  • Employer: QBE Insurance (Fiji) Limited
  • Job Type: Full-time
  • Location: Suva, Fiji
  • Category: Insurance
  • Closing Date: 2026-11-01

Key Responsibilities

  • Effective management of an assigned book of business across a broad range of insurance products delivered.
  • Timely and commercially appropriate progression of new business, renewals and quoting activities achieved.
  • Regular monitoring of portfolio performance completed and relevant trends or issues identified.
  • Identification and progression of opportunities to support portfolio growth and business outcomes completed.
  • Consistent ownership and accountability for the assigned portfolio demonstrated.
  • Appropriate assessment and underwriting of new business and renewal opportunities within delegated authority completed.
  • Underwriting decisions aligned with sound judgement, relevant risk information and established underwriting principles.
  • Appropriate terms, conditions and requirements applied in accordance with QBE standards.
  • Risks outside delegated authority identified and referred through appropriate channels.
  • Accurate understanding of insurance products and key benefits demonstrated and clear communication delivered.
  • Strong and trusted relationships with brokers, customers and key stakeholders developed and maintained.
  • Clear and professional communication of underwriting decisions, terms and relevant product information delivered.
  • Timely and commercially appropriate responses to broker and customer enquiries provided.
  • Relationship management leveraged to support customer retention, portfolio development and positive business outcomes.
  • Professional representation of QBE maintained in external interactions.
  • Proactive identification and progression of suitable new business opportunities completed.
  • Effective utilisation of broker and market relationships to support portfolio development achieved.
  • Business opportunities assessed in line with underwriting requirements and portfolio objectives.
  • Relevant market information and customer needs identified and shared appropriately.
  • Commercial opportunities balanced with underwriting judgement and risk considerations.
  • Compliance with delegated authority, internal requirements and applicable regulatory obligations maintained across underwriting activities.
  • Accurate, complete and appropriately maintained underwriting records, quotations, approvals and supporting documentation delivered.
  • Identification and escalation of compliance matters, exceptions and underwriting risks completed as required.
  • Effective learning and application of QBE systems and processes achieved.
  • Confident use of Microsoft Office applications applied to meet day-to-day work requirements.
  • Appropriate utilisation of Microsoft Copilot and other approved digital tools applied to support productivity and work activities.
  • Adoption of new systems, processes and technology completed.
  • Positive and effective working relationships maintained across the organisation.
  • Open and constructive sharing of information, knowledge and expertise completed.
  • Support to colleagues in achieving individual, team and organisational objectives provided.
  • Cooperation, flexibility and contribution beyond individual responsibilities applied to support team priorities where appropriate.
  • Professional and respectful communication maintained to enable effective working relationships.
  • Active support for a collaborative and inclusive working environment delivered.
  • Professional representation of QBE maintained in dealings with customers, brokers, colleagues and stakeholders.
  • Consistent demonstration of organisational values and expected standards of conduct achieved.
  • Ethical, responsible and customer-focused business practices reflected in decisions and actions.
  • Consistent behaviour supporting QBE’s reputation and standing as a trusted insurance and risk partner maintained.
  • Positive promotion of QBE’s image and reputation delivered through professional conduct and stakeholder interactions.

Requirements

  • 3-5 years demonstrated experience in insurance underwriting, with experience across multiple insurance lines preferred.
  • Demonstrated experience in insurance underwriting, including new business, renewals and quotations.
  • Sound knowledge of underwriting principles, insurance products and risk assessment.
  • Experience managing broker, customer and stakeholder relationships.
  • Demonstrated commercial judgement, negotiation and decision-making capability.
  • Experience working effectively within a structured corporate environment.
  • Proficiency in Microsoft Office applications; familiarity with Microsoft Copilot and other digital productivity tools is desirable.
  • Excellent command of English
  • Adherence to applicable insurance regulatory obligations and QBE internal governance requirements

How to Apply

To apply, please visit: app.hrmonise.com

Frequently Asked Questions

What qualifications or certifications do I need to become a Multi-line Underwriter in Fiji?

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Most employers require a bachelor's degree in business, finance, or a related field. Professional certifications such as ANZIIF or CII qualifications are highly valued and often preferred. Some local insurers may accept significant experience in insurance operations in lieu of formal qualifications.

What are the typical day-to-day responsibilities of a Multi-line Underwriter at QBE Fiji?

You will assess insurance applications across multiple product lines including property, liability, and motor risks. Daily tasks involve analyzing risk exposures, setting premium terms, and liaising with brokers and clients. You will also prepare underwriting reports and ensure compliance with local regulatory requirements.

How does the work culture and employer expectations differ for underwriters in Fiji compared to Australia or New Zealand?

Fijian workplaces emphasize strong personal relationships and respect for hierarchy, so building trust with brokers and colleagues is essential. Punctuality and professionalism are expected, though the pace may be more relational than transactional. Employers value adaptability and local market knowledge over rigid process adherence.

What career progression opportunities exist for Multi-line Underwriters in Fiji's insurance sector?

Progression typically moves from junior underwriter to senior underwriter, then to team lead or underwriting manager. With experience, you may transition into branch management, product development, or regional roles covering the Pacific. Specializing in complex commercial risks or reinsurance can accelerate advancement.

What employee benefits are standard for underwriter positions with insurers like QBE in Fiji?

Standard benefits usually include annual leave, sick leave, and medical insurance coverage for employees and dependents. Most established insurers provide superannuation or pension contributions compliant with Fiji's FNPF requirements. Additional perks may include professional development support and performance bonuses.

How should I apply for an underwriter role in Fiji, and what do local employers prioritize in candidates?

Apply directly through company career portals, recruitment agencies, or professional networks like the Fiji Institute of Chartered Accountants. Employers prioritize analytical skills, attention to detail, and strong communication abilities. Demonstrating knowledge of Fiji's regulatory environment and local risk factors will strengthen your application.

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